![]() Whether the terminal prompts for a signature, depends on how you configure this. Contactless transactions above the CVM limit always require online verification of the PIN. The terminal then verifies the PIN either offline using the EMV chip on the card, or online with the card issuer. ![]() The shopper is prompted to enter their PIN on the terminal. Verification is commonly with a personal identification number or shopper signature. Credit and debit cards can require a cardholder verification method (CVM) when used in a payment terminal, to verify that the person using the card is the legitimate cardholder.
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